HOW LAY-BY WORKS with Modern Living
EASY, FLEXIBLE, AND AFFORDABLE!
Purchase any item you desire with our Lay-by option. Simply pay a minimum deposit of R10 and enjoy up to 24 months to pay the normal price or 3 months for promotional prices.
No extra costs, admin fees, or storage fees involved..

Account Setup:
Open a Lay-By account, you'll need an ID, licence or passport
Initial Deposit:
A minimum deposit of R10 is required to open a lay-by account.
Flexible Payments:
Pay what you can afford. No monthly fixed payments.